Instruments of the Banking System:
The charging of interest is the payment of debtors or depositors interest for a loan.
Receiving money from savers. As we know most of the money comes from bank deposits from savers.
The reserve requirement is a deposit that banks were required to give the central bank to enable it to ensure the existence of cash merchant banks, so that the latter may face, when needed, removal of large volumes of cash by depositors.
The bank's liquidity ratio is given by the percentage of liquid assets to liabilities, for a bank, it will be determined by the ratio of cash assets over total assets, and is sometimes subject to government regulation. degree of readiness with which the different assets can be converted into money (the means of payment of all existing liquid).
The money supply is a basic tool, so is economic policy, and is what a government exercises control over credit creation and money by the banking system, through its finance system.
The charging of interest is the payment of debtors or depositors interest for a loan.
Receiving money from savers. As we know most of the money comes from bank deposits from savers.
The reserve requirement is a deposit that banks were required to give the central bank to enable it to ensure the existence of cash merchant banks, so that the latter may face, when needed, removal of large volumes of cash by depositors.
The bank's liquidity ratio is given by the percentage of liquid assets to liabilities, for a bank, it will be determined by the ratio of cash assets over total assets, and is sometimes subject to government regulation. degree of readiness with which the different assets can be converted into money (the means of payment of all existing liquid).
The money supply is a basic tool, so is economic policy, and is what a government exercises control over credit creation and money by the banking system, through its finance system.
El cobro de intereses es el pago de los deudores o cuentahabientes por un interés a un préstamo.
Recibir dinero de ahorradores. Como sabemos la mayor parte del dinero de los bancos viene por los depósitos de los ahorradores.
El encaje legal es un depósito que los bancos tenían la obligación de entregar al banco central para que éste pudiera asegurara la existencia de fondos en efectivo a los bancos comerciantes, de tal manera que estos últimos pudieran enfrentar, cuando se necesitara, el retiro de grandes volúmenes de efectivo por parte de los cuentahabientes.
El coeficiente de liquidez del banco viene dado por el porcentaje de activos líquidos sobre pasivos; para un banco, éste estará determinado por la proporción de activos en efectivo sobre el total de activos, y a veces está sujeto a la regulación gubernamental. grado de disponibilidad con la que los diferentes activos pueden convertirse en dinero (el medio de pago más líquido de todos los existentes).
La oferta de dinero es un instrumento básico -también lo es de la política económica- y es lo que un gobierno ejerce sobre el control de la creación de créditos y de dinero por el sistema bancario, a través de su sistema de finanzas.
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Chicos se lucieron, me gusta mucho su plantilla y presentación. los felicito...
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